Live On Less Than You Make

Dave Ramsey says you will win with money 100% of the time if you do these 5 things
Have a Written Budget
Get Out of Debt
Live on Less Than You Make
Save and Invest
Be Generous

The one that is nearly impossible to many people is item 3.

Today it costs more to live than a lot of people make and that's if you have a full-time job. If you're thinking about retiring, God help you.

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