Sam tells it like he see's it. He hated New Jersey and loved Florida and he did what it took for him to make the move. He's down there now and he's facing the problem of buying a home. I was very lucky. Maybe I make more than Sam makes or maybe I just saved for more years and spent less money over the years. I was able to purchase a home in cash that is about 100k more than he is looking at and he is talking about taking out a loan. He hates the thought of taking out a loan as much as I do. Thank God I was able to get my home without having to borrow any money. It still costs me $675 per month to live here just for property taxes and hoa. Not to mention federal income taxes, state income taxes, auto insurance, home insurance, medical insurance, internet connection bill, phone bill, gasoline, automobile maintenance. Not one thing I have listed there is unique to me. Everybody is dealing with the high cost of living. ...